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小银行的分红水平呈现出明显的两极分化。　　江苏银行（600919.SH）2025年分红突破百亿元大关，是唯一一家分红达百万级的地方银行。北京银行（601169.SH）分红比例由2024年的30.01%大幅增至35.46%，宁波银行（002142.SZ）也在2025年首次实施了中期分红。　　2025年共有14家上市银行分红率下降，其中2家跌至30%以下，且降幅较大的多为区域性银行。兰州银行（0012

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